Growing Money Financial Education Services
Classes are FREE and can be held during the daytime or evening. Let us know which you prefer.
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NEW EVENT!!
“Free Credit Report Review Day”—We will pull your credit report and credit score for no cost on February 22 from 10am-2pm in Middlebury and on February 26 from 10am-2pm in St Albans. Call in advance to make an appointment. A credit counselor will talk with you for 20 minutes about ways to improve the score and steps to maintain or rebuild good credit. Call 802-860-1417 x104 to learn event locations and to schedule an appointment.
"SPEND SMART ":
This 3-session class is for people living in limited income households. Ideal for seniors, TANF rececipients, people receiving disability income, and anyone whose income is essentially not growing. The class covers goal-setting, expense tracking and budgeting in detail. It also addresses specific ways to reduce household expenses and subsitute income with community resources.
"KEYS TO CREDIT":
This 2-session class goes into detail about the important and often confusing world of credit. Learn all the basics and get smart about this issue. You can change your credit picture around in a variety of ways, and we are here to help you get started.
"CREATING YOUR FINANCIAL FUTURE ":
This 2-session class covers everything you need to know to start building household savings, how to create an emergency fund, basics about IRA accounts, how to enhance your savings, and much more. This is a great class for someone who is starting to get the hang of dealing with financial issues but would like more information on how to grow money more efficiently.
***NOTE: If minimum class size is not met for a class in which you have registered, you will be notified a day in advance and we will schedule a time to meet individually with you instead.
Want to get started??
Before you begin classes it help if can complete this form:
Be sure to bring it with you to the first class, or send it to us via mail.
GROWING MONEY Now Offers One-on-one Financial Coaching
We now provide free financial coaching to program participants. We'll help individuals define their financial goals, and support them in taking steps to reach those goals. Areas supported include managing spending, budgeting, getting credit under control, obtaining, understanding and fixing errors on credit reports, saving and investing, opening bank accounts, dealing with creditors and predatory lenders, organizing financial papers, and so forth.
We work closely with other financial providers, and usually can refer you to someone who can help you, if we can't. Meetings are by appointment, and generally, we encourage attendance at the Financial Self-Protection class as a preparation for one-on-one support.
All Classes and services are FREE!!!
** Organizations are invited to contact us if you have a group ready for a class. We can bring it to you!
Champlain Valley Office of Economic Opportunity